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Closed caption phone for seniors12/9/2023 Costs and Availability: Thanks to the Americans with Disabilities Act, caption phones and related services are free of charge for eligible individuals.Whether it’s through a captioning agent or speech recognition software, the phone device must be capable of providing word-by-word transcriptions of what the person on the other line is saying. Captioning Capability: Only a few companies offer telephones with actual working captions to help people with hearing loss.We chose the final list of products based on the following core metrics: We evaluated 9 caption phone companies and considered 13 caption telephone products for the quality of the captioning service, ease of use, features, customer support, and availability. This in-depth guide aims to help you find your best caption phone options and choose a device that fits your lifestyle and budget. In this guide, we’ll walk you through the top-rated caption phone companies and their products with details about pricing, features, and requirements. Those who don’t qualify for a free phone can also buy one for a fairly low price. Under the Title IV of the Americans with Disabilities Act, people with hearing disabilities can access caption phones and services free of charge. This is made possible by connecting to a Captioned Telephone Service (CTS). However, telephones or smartphones are essential safety and social connection tools for older adults, and not using one can lead to inconveniences, isolation, and, sometimes, safety risks.įortunately, a particular type of telephone can be a solution for those with hearing impairment: caption phones.Ĭaption phones enable people with hearing loss to talk to a telephone and read the other person’s responses in real-time via transcriptions that appear on a display screen. If you have senior loved ones that struggle or avoid talking on the phone, they may be coping with hearing loss. According to the National Institute on Deafness and Other Communication Disorders, almost 25% of older Americans ages 65 to 74 have hearing loss and that percentage doubles to 50% for those who are 75 and older. Talking on a standard phone can be a challenge or even downright impossible for people with hearing impairment, a problem that affects many older adults.
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Cane driving range12/9/2023 Must be physically able to stand for long periods of time, walk, and handle objects, occasionally lift or move up to 25 pounds, and handle routine exposure to hot/cold weather conditions. Other RequirementsĪbility to work flexible schedule including nights, weekends and holidays. Positive and effective customer service skills. Excellent communication skills, including verbal and written. Ability to handle multiple tasks at one time. Kane Country Club A challenging round of golf, found in the heart of the Allegheny National Forest Open to the Public, Call the Pro Shop to book a Tee Time. This business is working in the following industry: Golf. Proficient in the use of cash registers and Point of Sale (POS Systems) and cash handling procedures. Cane Patch Driving Range is located in Myrtle Beach, South Carolina, and was founded in 1900. Assist with inventory control and reporting. Improve and fine-tune your golf stroke and lower your score when you hit the links. Maintain proper security measures over cash handling, receipts and records. Cane Patch Driving Range has 54 individual hitting bays on the driving range as well as pitching and putting green and is a premier practice facility. Ensure timely and accurate processing of all transactions. Operate the touch screen Point of Sale (POS) system for admissions and merchandise sales. Rent a whole home for your next weekend or holiday. Choose from more than 10,000 properties, ideal house rentals for families, groups and couples. This facility offers free club rentals.Part time position to greet customers and welcome them to the attraction. Explore an array of Cane Patch Par 3 & Driving Range, Myrtle Beach vacation rentals, including hotel suite vacation rentals, private villas & more bookable online. The adjacent driving range and practice facilities include 51 driving bays, a chipping green and a putting green. Water lurks behind the green on the 80 metre 9th. Cane Patch Par-3 Golf Course & Driving Range is a terrific choice for your regular rounds of golf or a new destination for you and friends when visiting Myrtle. Email or phone: Password: Forgot account Sign Up. The first on the blue nine is a straight away 82 metres to a green that slopes from left to right. Meet Thando the special lady that makes the Cane Range spectacular Facebook. Floodlit night time golf is available in season. The staff is super friendly, and the price is a very reasonable $15 for nine or $20 for eighteen. On the same nine, the 9th is a tricky 55 metres. Crane Valley Golf Club offers an enjoyable round of golf, stunning views and an excellent clubhouse catering for every occasion. The 4th on the Yellow nine measures 82 metres. Beautiful trees provide welcome shade in hot conditions. Streams and lakes wend their way through the property. There are a number of fine Pitch and Putt courses, not least of which is Cane Patch, on the north end of the beach.ĭesigned by leading architects, Ault Clark & Associates, the 18-hole course measures 1,200 metres. Please contact us regarding facility rentals at. It has been called the "Golf Capital of the World" because of the 100 golf courses located there. Come join us for some fun in the sun at the Cane Range Jump to. We also have a fully-stocked bar and can offer kegs as well as drinks by the glass. Myrtle Beach in South Carolina is one of the major centres of tourism in the United States because of the city's warm subtropical climate and a superb continuous stretch of beach known as the Grand Strand.
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Howa 308 muzzle brake12/9/2023 High pitch diameter tolerance class 3B threads machined in the same operation as the bore ensures a perfect concentricity, this combined with a progressively decreasing baffle thickness and maximized venting area significantly reduce bullet flight disturbance resulting in less yaw, higher BC, and improved accuracy.This not only provides maximum recoil reduction of approx 70% but also reduces the torsional recoil force associated with heavy bullets and fast twist rates.Closed in bottom compensator greatly reduces the dust signature & will not throw dust up.Highly efficient reverse venting design reduces recoil and blowback while eliminating muzzle jump.THE EXTERMINATOR Muzzle Brake Compensator features 5 large expansion chambers which dissipates then directs the gases to the side and rear through the precisely canted vents.THE EXTERMINATOR Muzzle Brake Compensator
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Review your battles from a cinematic point of view with the AutoCam replay, and then export them to YouTube with our in-game tool! Unlock blueprints for new ships, munitions and squadrons to help defeat your tireless foe.Įxperience Battlestar multiplayer like never before! Outwit your opponent in fierce 1-v-1 fleet battles. Trust in your marines to fight off Centurion boarding parties, while your firewalls slow down the hacking attacks of the Wardriver electronic fighters. Defend against squadrons of Cylon Raiders and missile salvos from Basestars. Keep the Colonies safe and the Quorum of Twelve unified, lest the alliance break and introduce a new age of Cylon dominance. Build up your forces and jump them across the quaternary solar system of Cyrannus. Give commands to your fleet of capital ships and watch the explosive results play out in pause-able real-time across beautiful environments.įrom the bridge of the Daidalos shipyard you will command all the Colonial Fleet. Intense tactical space battles in full 3D. An authentic Battlestar Galactica™ experience awaits. Launch Viper squadrons and Raptor scouts and jump the Galactica in to dominate the battlefield. From the Manticore corvette to the mighty Jupiter class Battlestar, you won’t be short on firepower.Ĭontinue the legacy of Battlestar Galactica™ with new characters and familiar faces, in an original story set during the First Cylon War. Recruit officers to protect the Twelve Colonies. Build your fleets, protect the Quorum alliance and prepare to dig deeper into the conspiracies of this heroic conflict.ĭesign and build fleets of powerful capital ships. Take control of the Colonial Fleet from the bridge of the mobile shipyard, Daidalos, and free the Twelve Colonies from the Cylon threat. "Season 2" began with " Resurrection" on Aug Followed by " Ghost Fleet Offensive", " Armistice," and ended on Septemwith the final expansion for the game, titled " Modern Ship Pack".īATTLESTAR GALACTICA Deadlock™ takes you into the heart of the First Cylon War, to fight epic 3D battles that will test your tactical prowess. Battlestar Galactica Deadlock: Reinforcement Packīattlestar Galactica Deadlock is a turn-based strategy game set during the events of the First Cylon War, allowing the player to take control of the Colonial Fleet and its assets, including Vipers, Battlestars, and other types of support ships.Ĭreated by Slitherine Ltd., the game was released Augand released four additional DLCs (initialism for "Downloadable Content") that comprise "Season 1" of the game, namely " Reinforcement Pack," " The Broken Alliance," " Anabasis " and " Sin and Sacrifice."
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2.99 interest rate car loan calculator12/9/2023 Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors. Loan Payment Example: The monthly payment per $1,000 borrowed at 3.99% APR for a term of 60 months would require 60 monthly payments of $18.41 based on 30 days to first payment. Loan Payment Example: The monthly payment per $1,000 borrowed at 1.99% APR for a term of 36 months would require 36 monthly payments of $28.64 based on 30 days to first payment. Loan Payment Example: The monthly payment per $1,000 borrowed at 2.99% APR for a term of 36 months with 70% Loan to Value (LTV) would require 36 monthly payments of $29.08 based on 30 days to first payment. To find your loan payoff amount please contact us for assistance.Īuto Loan Payment Example: The monthly payment per $1,000 borrowed at 1.99% APR for a term of 36 months would require 36 monthly payments of $28.64 based on 30 days to first payment. Automatic recurring payments from another financial institution by completing an ACH Origination form which can be located on our website hereįor express mail, please send your payment to:.Manual one-time payment from an external account which can be initially set up by going to MoveMoney > Manage Preferences > External Transfers/ACH Accounts. MoveMoney can also be used to schedule reoccurring payments from an MSUFCU savings or checking account. Internal transfer from an MSUFCU share using MoveMoney > Transfer Money in ComputerLine or the Mobile app.Please reach out to a representative for assistance if needed. Please note that if you have financed a vehicle through financing through the dealership prior to being a member, you will initially need to login to your new MSUFCU account. We offer manual one time payments or automatic payments based on your preference, and you may pay from an internal MSUFCU account or directly from another financial institution. If you took out a 30,000 new auto loan for a 60-month term at 5.0 interest, then your monthly payment would be 566.14. As this loan’s secured against your car, you get a lower rate than our Unsecured Personal Loan. Keep in mind that if you are getting a used car loan, your interest rate will be higher.There are several options available to make loan payments. If you plan to borrow 30,000 for a term of 60 months at an annual interest rate of 5.0, you would enter: '30,000' as the Loan Amount. Consider this loan if the car you want is more than 7 years old, you want a motorbike, caravan or something else, or you don’t want to offer the car as security. The estimates are based on the average interest rates for new car loans by credit score according to Experian data from the second quarter of 2020. Credit score: If you’re not sure about the interest rate of your loan, you can use your credit score to estimate the rate.Along with the term, it determines the total loan cost. Interest rate: The interest rate is used to calculate what you pay the lender to borrow the money.Along with the interest rate, it determines the total cost of the loan. Loan term: This is how long it takes to pay off the loan.If you’re trading in a car, put the value of that vehicle here. Down payment: This is the amount of cash you’ll use to buy the car-you’ll have to finance the difference between your down payment and the car price. Our auto loan calculator will provide detailed cost estimates for any proposed car loan.According to the CRL report, the average car-title borrower renews a loan eight times, paying 2,142 in interest for 951 of credit. Car price: This is the total amount you intend to finance, including the base cost of the vehicle, any upgrades, warranties, or other packages, plus taxes and fees. Interest rates on auto title loans are very high often 25 per month - or about 300 per year - according to the Center for Responsible Lending.
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Irs gov 529 qualified expenses12/9/2023 Its purpose is not to report scholarship income to the IRS. Form 1098-T is NOT to be filed with a tax return. Form 1098-T is an information tax document to aid taxpayers in determining whether they are eligible to claim a tax deduction or one of the education tax credits on their federal income tax return. The existence of a fiduciary duty does not prevent the rise of potential conflicts of interest.The IRS requires the University to issue Form 1098-T, “Tuition Payments Statement,” to each student by Jan. There are no guarantees that working with an adviser will yield positive returns. Working with an adviser may come with potential downsides such as payment of fees (which will reduce returns). All investing involves risk, including loss of principal. This is not an offer to buy or sell any security or interest. We do not manage client funds or hold custody of assets, we help users connect with relevant financial advisors. SmartAsset does not review the ongoing performance of any RIA/IAR, participate in the management of any user’s account by an RIA/IAR or provide advice regarding specific investments. SmartAsset’s services are limited to referring users to third party registered investment advisers and/or investment adviser representatives (“RIA/IARs”) that have elected to participate in our matching platform based on information gathered from users through our online questionnaire. Securities and Exchange Commission as an investment adviser. SmartAsset Advisors, LLC ("SmartAsset"), a wholly owned subsidiary of Financial Insight Technology, is registered with the U.S. You will be able to use the money on anything they need, but the money is expected to grow much slower than it would in an investment account so there will likely be less money for them to use.
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Black diamond flick stick12/8/2023 In addition to the FlickLock® mechanism BD has also developed a number of features that you won’t find in many other poles. OTHER INTERESTING INNOVATION/DESIGN NOTES of the BD LINEUP Shape and texture of the flick tab could use some improvement as well, especially to accommodate a bulky gloved digit. Color would not only help to play a role in the user understanding how it works but how to use it as well. A solid black color adds to the confusion of operation. Shape helps to aid in telling the user where and how to operate the mechanism, but not much. The same can’t be said of the FlickLock®. The FlickLock® mechanism tries to accommodate thumb (or finger) placement under the tab and flick up (loosening the joint) or over the tab to flip down (tightening the joint) but falls a bit short of proper fit, even more so on a gloved hand.Īll of the BD poles use an ergonomic shaped handle that helps to indicate proper hand placement, and 5 of the 6 poles in the lineup utilize color and materials to enhance the products ability to tell the user how to hold the grip. As an adjustable pole they are easily tailored to individual user length requirements. The grip section of the poles is nothing new, utilizing ergonomic dual-density grips with variable-width wrist straps. This new mechanism also means that you no longer have to worry about grit affecting performance, not to mention the speed at which you can expand and collapse the poles! The downside to this type of mechanism is extreme cold conditions effecting the operation the hinge point. A simple flip of the locking tab and the poles slide in/out with ease. This mechanism means the user can now operate their poles w/o ever having to take off their gloves to change the poles length. The FlickLock® is a camming mechanism that squeezes the pole shafts together creating an extremely strong joint. There has to be a better solution on the market, and there is! I introduce you to the patented FlickLock® series by Black Diamond.īlack Diamond has adapted a mechanism commonly found on camera tripods, the FlickLock®. When they do manage to lock in place they have to be so tight to stay where they are that when time comes to collapse them I end up having to take my gloves off to get the proper grip needed to torque them loose. After the plastic get worn down grit gets inside the pole creating enough slip for the poles to no longer lock. My main complaint is the locking mechanism that 90% of the poles out there seem to use (a threaded screw that is locked to the pole turns into a plastic cap that expands out as the screw treads into it) only works for a year in ideal conditions. Loosing one of my trekking/ski poles and getting fed up having long arguments with them in an attempt to persuade them to function properly, I felt it was time to see what else is out there. Hope you all had a great xmas with the fam and are bringing in the newyear with style!! Without further dely. Sorry for the long delay! I am back from my xmas vacation and newyears riding adventures with many new blog ideas.
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Application for replacement ss card12/8/2023 The app - which is available on Android and iOS - can scan the internet and the dark web for your SSN, along with lots of other valuable personal information, such as your email addresses, bank account numbers, and passport number, 24/7! You might think it’s impossible to know if your data has been shared online, but it’s not! The answer is Trend Micro ID Security. It can take months, if not years, to recover from identity theft. Once they’ve got your SSN, an identity thief can use it for lots of criminal activities, such as applying for loans and credit cards in your name, stealing your tax return, and much more. And although this is convenient for us, it’s also convenient for identity thieves, who will often obtain stolen or leaked personal information such as SSNs from underground internet forums or the dark web. In most cases, you don’t actually need your Social Security card - just knowing your Social Security number is enough. Replacing your lost Social Security card Protect yourself against identity theft Examples of such documents include an employee or school identification card, a health insurance card (not a Medicare card), or a U.S. However, if you do not have one of the documents mentioned in the paragraph above to prove your identity, or you cannot get a replacement of one of them within 10 days, you can submit an alternative document, but it must show your name, your date of birth or age, have a (preferably recent) photograph, and not be expired. passport as both proof of citizenship and proof of identity, but you will need to provide two separate documents. driver’s license, a state-issued non-driver identification card, or a U.S. Additionally, all documents must not be expired. Only original documents or copies certified by the agency that issued them will be accepted. Please note that photocopies or notarized copies of documents cannot be accepted. To get a replacement Social Security card, you will need to have both proof of U.S. Keep on reading to learn how to get a replacement Social Security card! What you’ll need to get a replacement Social Security card If your Social Security card was damaged, lost, or stolen and you need a replacement, then we’ve got good news: it’s not difficult and it’s free! You’ll need some documentation to prove your citizenship and identity, but the process is relatively straightforward.
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Photography about us examples12/8/2023 It’s going to take more than slapping on a filter at the very end if you want to create really stunning images in black and white. Just as there is an art to great photography, there’s also an art to creating the perfect black and white photos. How to Take Beautiful Black and White Pictures A structured challenge can help you build and maintain momentum while working toward your goal of mastering this type of photography. If you want to up your game by putting the tips shared in this post into practice right away, consider doing a black and white photo challenge. Challenge yourself to take better black and white photos today. So while all black and white photos are monochrome, not all monochrome photos are black and white. Monochrome photography uses the different tones of one color to create an end result, but that color could be brown, red, purple, etc. Black and white photography uses different tones of gray to create a captivating visual end result. What’s the difference between black and white and monochrome photos?īlack and white captures are also often referred to as monochrome photography, but the two aren’t exactly the same thing. Learning to create emotion-provoking black and white images will help you expand your skills as a photographer and will also challenge you to work outside of your comfort zone, which is always a good thing for those who are more creative at heart. It’s a bit of a paradox, because while the photos can be quite simple, they have the ability to evoke powerful thoughts and emotions. If color photos were always better, black and white photos would have disappeared a long time ago!īlack and white photographers are the ultimate masters of breaking down each element of a photo-from the shapes, textures, subject, mood, and more-to convey a particular message and emotion. There’s a simple beauty to black and white photos that can’t be duplicated in color. Taking black and white photos is a must-know skill all photographers should have in their repertoire. Photo Credit: Erin Drago | Preset: HP5 Why Do You Need to Know Black and White Photography? You’ll walk away from this post with greater knowledge of taking black and white photos, but also with a ton of inspiration for taking your own through the incredible images we’re sharing as examples.Īre you ready to jump right into editing in black and white with the perfect presets? Explore our black and white presets for Lightroom. Where to find the best black and white presets for photography.Top Tips for creating black and white photos.How to take beautiful black and white pictures.Why you should be familiar with taking black and white photos.Here’s what you’ll learn today to help you get started… Once you’re equipped with all the right information, you can embark on a new photography journey into taking stunningly beautiful black and white photos of your own. There are some need-to-know tips to getting it just right. Taking the color out of a photo and stripping it down to black and white is a skilled and artistic process. The simplified nature of black and white photos eliminates possible distractions, thereby giving the viewer longer to pause and soak in all other interesting elements of the photo. There’s a simple elegance to black and white photography that’s near impossible to compete with.
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Dancing with stars cheryl burke12/8/2023 I tried to remain a pro and not show the number, but they found out my weak spot (candy) and bribed me. In a post-Dancing With the Stars press conference Monday, the duo explained that Burke will. Next we shot a video to remind everyone out there how to vote for them each week. A case of COVID-19 isn’t going to stop Cheryl Burke from rehearsing with partner Cody Rigsby. And I didn’t think he would last this long, but he’s actually a really hard worker.Īnd that was the end of our interview. And I thought he was going to be mean and ugly and big. So I thought that was pretty cool, because even though she is a great dancer she still want to learn and get better, and that’s really important to push yourself, even if you are a great dancer, like Cheryl is.īurke: I didn’t know Chris was a musician. She went to South America, Argentina, to study a different style. But I learned that Cheryl studies dance even now. She doesn’t know what’s going on as far as TV or music. Jericho: (laughingly) She doesn’t know much about anything that’s not related to dancing. Q: What is the most interesting thing you learned about each other? I’m more of a ballroom dancer, I’m not really a club dancer. Q: Were you the best dancer at your prom?īurke: I didn’t really dance much at my prom.Everyone was pretty good. The Big Show is like a giant egg and you can’t really dance if you are a giant egg. The worst would probably be Great Khali because he is a giant. You have to have a good personality and know how to connect with the audience, and a lot of WWE superstars know how to do that. The Miz would do pretty good because he has a big personality. Let the dance party begin Dancing with the Stars ’ Cheryl Burke and her longtime boyfriend, actor Matthew Lawrence, were married on Thursday evening at the Fairmont Grand del Mar in San Diego. For fans of Team Fuego (Team Fire) - two-time Dancing With The Stars champion Cheryl. Jericho: I think Christian could do good because he has a dancer’s body, with longer limbs. Cheryl Burke & William Levy - Dancing With The Stars. Q: Which WWE Superstars would do the best and worst on the show? Q: How long did you have to train to become a great dancer like you are now?īurke: I started dancing at age 4, and I’m almost 27, so it has been a while. So, more nervous on my first dance, because it was uncharted water. My first dance, I didn’t know what was going on. I was nervous, but I knew exactly what to do and knew exactly what I wanted to accomplish. When I headlined WrestleMania, I had been wrestling 12 years, so I had a lot of experience. |